Celebrity Property

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Jimi Hendrix Childhood HomeIn times like these paying the bills can be a most stressful commitment. Meeting the needs of the bank as well as keeping the family fed can be a balancing act that many are unable to undertake. It seems that houses all around the world are at risk of being lost by the owners and those with a celebrity style status have become no exception.

The former home of Jimi Hendrix made news recently when it came to light that the home was to be torn down. Hendrix’ childhood home was declared a ‘shack’ and is to be demolished by local authorities. The Seattle council claimed that the property has become an eyesore after years of neglect. Many fans are mourning the loss of the house as to them it wasn’t a wreck but considered as the childhood home of the great legendary rock star. One of the most famous musicians to be born in Seattle some considered it a shame that no city body stepped in to intervene.

The building was purchased by developer Peter Sikov but after many attempts to relocate the property to reside opposite Greenwood Memorial Park Cemetery (where Hendrix is buried) had been turned down it seemed that the endeavor was a lost cause. Yet Sikov is still looking on the demolition of the property as a positive thing. The remains of property can be auctioned off for charity he explains “Can you imagine a guitar made out of wood from Jimi’s house?” he asks. “Who wouldn’t want that?”

John Lennon Childhood houseYet not all houses of the famous fall foul to the redevelopment of the local area. The National trust continues to make a great deal of effort in maintaining and preserving the family homes of the famous. One such house that the trust is now responsible for is that of former Beatle John Lennon. The property at 251 Menlove Avenue in Liverpool was the childhood home of this Rock ‘n’ Roll icon. Raised there since the age of 6 by his auntie and uncle, Lennon was brought up in the semi detached property and stayed there for many years, the national trust boasts that some of the earliest Beatles tracks where written there.

For many people the change of a developer or the National Trust buying up their house in their hour of need is a fantasy at best. There are many companies that offer a Quick Property Sale and a Cash for Property service. This service will enable you to get your finances back on track and a few of the companies also offer you the chance to stay in your home with a Sell your Property and Rent Back option. For more information on this service follow the links to the site.

Accident Compensation Claims and How Some People Deserve Them

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Back pain can entitle you to a compensation claim

In life there are many things that you can’t prepare for and one of which are accidents. If you are the victim of an accident then you could be entitled to an accident compensation claim.

An injury could leave you with long or short term pain and why should you have to suffer? If the accident was not your fault than there is a good chance that you will be able to make a claim. Perusing a UK accident claim is becoming more popular and more excepted in society. Getting justice for an accident as well as financial aid could help with the burden of any loss of earnings that might be incurred.

Many accident sufferers are unable to work due to the nature of their injury. The pain in some cases can be quite intense. A broken rib from a car traffic accident or an injured back from a work related mishap are some just some examples.

An accident, bedsides having physical implications can have a massive impact financially. This is never more true that those who have a family to look after. A reduction in income can leave the family short of money which can impact on all areas of family life. Things like, being unable to make payments on bills, loans, and the mortgage. Being unable to provide basic essential things like food, without having to borrow money from friends and family. Just these few key problems can put a lot of extra pressure on other members of the family and those around you.

There are some great accident compensation claim companies out there that will be able to help you. Taking all of these elements into consideration and being honest will maximise your claims potential. Ensuring that you get the most from your injury and offering a no win, no fee service can be a great way to know you have a good deal and really get all that you are entitled to.

Tips and Advice for job hunting in the Finance Sector

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Everyone will be well aware that finding a job whilst in a recession can be extremely difficult as unemployment numbers are higher than ever. Job hunting can be hard in area such as the financial sector which has been hit hard.

The first thing we suggest is looking at the industry itself, if you have been made redundant and your employers are downsizing in the financial sector, is it a sector you want to still work in. If yes then you are going to have to patient and be persistent. Things aren’t going to magically change and everything will be back to normal. Employers will be looking for passionate and dedicated people who can help them through the tough times. Once you have thought long and hard about the industry and whether you want to continue working in it, you need to think of what career you would like within it. Many people who have been made redundant find it hard to find a position doing the same job and for the same salary. After trying to find a suitable replacement that matches the job you are looking for the skills you have, it maybe worth seeing what other careers you can use your qualifications and skills in.

Another technique for job seekers who are finding it hard to find the ideal job is to consider applying for jobs that maybe lower on the career ladder and at a lower wage. This would mean that you have an edge over the competition as you have experience and relevant skills and you can work your way back up. This may not sound ideal, but in these tough times it might be a tactic like this that gets you back working in the finance sector.

One of the best ways you can prepare yourself for finding a new finance job is to make sure how competitive each position will be. You need to be fully prepared and to make sure you have a professional appearance this includes your resume, cover letter and things like social network profiles. One of our best tips is to make sure your social media profiles are clean and don’t have anything you would like a potential employer to see. It is not unusual for employers to add you as a friend on facebook and take a look over your profile. To boost your online presence, you should consider creating a LinkedIn profile and networking with peers in your industry.

It seems obvious advice, but it is even more important in these tough times. Make sure you customise each cover letter, CV and communicating e-mails to the person you are sending it to and the position you are looking at. Make sure you stand out from the competition, but make sure you are truthful, lying or bending the truth will usually be discovered and can lead to embarrassment or worse.

Financial Recruitment companies, job boards and executive recruiters should all be used effectively in your hunt for a job. Networking with people in the industry is also a great way to find out whether people are aware of any positions available, services like LinkedIn and Twitter are great for things like this. You never know putting a message out there, that you are looking for work could lead to your dream job so don’t write it off.

These tips are only some suggestions on how to find employment during recession, but nothing can beat good old hard work and persistence.

Accidents in public places

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slipping in public

Thousands of people are injured in public places every year. It has been said that a third of all patients in some hospitals a&e have suffered a trip of slip accident. So what can you do if something like this happen to you, well the law will help you recover compensation to cover injuries and any financial losses you incur? But it is very important that you seek advice from a professional accident claims company, many offer no win no fee services.

Most accidents that happen in the public are due to loose paving slabs in pavements or slips in shops like supermarkets. A lot of accidents also happen involving children and dangerous public hazard. As long as the danger is something that should have been safe guarded, then there will be grounds for a claim.

For some people going to a solicitor can be a very daunting task and can be a scary thought so here are some steps to help your solicitor. First off as soon as you can, you should write a clear description of what happened in your accident, this will help when you have to explain what happened to your solicitor.

The next step is to take down the names and details of anyone who witnessed your accident as they may need to give evidence.

When it comes to accidents in public places, the more complaints that have been made against the hazard will help your case. Your solicitor may want to contact other people that have been affected by it.

Photographic evidence will greatly help your case. So it is important they are clear and of good quality. The next best thing to a photograph is a sketch showing the situation. These should be taken as soon as the accident happens so that the people responsible can’t cover anything up.

It may seem like common sense, but you do have a limited time to take a claim to court from when the accident happened. Court proceedings need to happen within 3 years from when the accident occurred unless you were under 18 at the time and then you have up until you are 21 to take the claim to court.

We will cover the next steps in your accident compensation claim next month on the blog, but until then make sure you get advice from a professional before going any further.

Different roles within the Accountancy Sector

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If you are looking for accountancy jobs then you will probably already know about the professional bodies that regulate the training and work of accountants. But for those of you would like to know more, we have put together a brief guide to the professional bodies and types of accountancy jobs you will qualify for.

accountant job

ACA – Chartered Accountant Audit

ACA jobs involve visiting clients in audit teams and reviewing financial records and business operations to ensure the company’s accounts are in order. Employers will be chartered accountancy firms of all sizes.

These jobs benefit from lots of variety as you will be visiting lots of different business, you will be given lots of responsibility and will deal with a wide range of people. The downside to the job is the long hours that you will spend on training and the job itself. Employees with good exam results and that work hard can look forward to early responsibility and fast promotion.

CIPFA – Chartered public & finance accountant

These roles involve managing financial services such as income collections, providing advice to management of massive organisations. The business that will employee people in these roles will be local authorities and public sector bodies. These roles are very satisfactory as you get to be directly involved with running large and important organisations. The downside is that the areas you will be working in a rife with financial constraints and politics.

ACCA – Chartered Certified Accountant

ACCA jobs deal with managing accounting systems, auditing financial records, investigation anomalies, preparing financial statements, improving processes and procedures and advising clients on tax and financial issues. These accounts can either work for private practices, public sector organisations or private sector companies.

The positives with this type of job is that you can specialse in any industry and you get an overview of the whole enterprise.

Negatives are that the qualification is hard work to get, the job is quite high pressured and there is a negative image of it.

CIMA – Chartered Management Accountant

CIMA jobs are more management related than the other qualifications. The role deals with providing financial information to help protect companies financially. You will provide management information, improve existing procedures and processes and select implement and develop management systems. These roles are lot less number crunching than the others and involve a lot more management.

Will redundancies lead to increase in Claims?

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closed down factory

It has been warned that the recent amount of redundancies could lead to personal injury claim numbers increasing. People have speculated that history may repeat itself after claims rose a lot during the last economic crisis.

Many large companies have decided to make cutbacks and redundancies to help survive the current climate. So how will this affect compensation claims, well Kieran Jones from Weightmans’ disease unit has noted that during the late 1990s some very large garment and textile manufacturing factories had to be closed down in Nottingham and Derbyshire. This lead to very large numbers of redundancies adding to this a campaign was set up including newspapers and leaflets that discussed free hearing tests and compensation that could be obtained from various companies including these textile firms. Subsequently thousands of claims were made against the three main textile employers in the area and their insurance companies. Even though a lot of these claims were made about conditions that were perfectly legal and held no weight, it didn’t stop the number of claims.

Employers should help avoid situations like this by making sure that they have relevant documentation that will cover them incase any claims will be made against them. One of the biggest problems is that when some factories are closed down, the building will be demolished meaning that the working environment cannot be inspected if a claim is made.

It is in the best interest of both the insurers and the company itself both keep records of all relevant information and documentation to help defend themselves if another large number of accident compensation claims are brought against them. Other wise they could be in big trouble.

It should also be noted that the government overhauled the laws and rules for injury claims last year. These changes have made the process much quicker and cuts costs for both the businesses and claimers. The processes have been streamlined to try and avoid settlements that have taken months and even years in the past.

A Rough Guide to Accident Compensation Claims

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If you have never had an accident that you have claimed compensation for, then the world of damages, negligence claims and compensation can be a confusing one. ‘General damages’ is a term used for the money you receive from a compensation claim for an accident that has caused injury, pain and or a disability. The amount you receive will be determined in court by judging factors such as: the severity of the injuries, who is at fault and other conditions using guidelines.

Anyone can make an accident compensation claim as long as there was negligence on the part of an external body, whether it is a vehicle driver, shop owner, employer, businesses or land owner.

All accident compensation claims should be made within 3 years of the accident or injury happening or from the date you discover a resulting injury or illness.

Accident claims will include compensation for loss of income or future income that the injury has affected. The compensation will include funds for physical things like legal expenses, medical expenses and care. Compensation factors also include pain and suffering, psychological damage, loss of employment prospects and reduction in the quality of life.

Accidents happen in all areas of life.  Normally, there will be someone at fault unless it was due to your own clumsiness.

Making a claim is not always the easiest thing to do and you should always seek legal advice and representation to make sure you stand the best chance of claiming what you are owed. Different law firms and injury claim companies operate in different ways. Make sure you know what type of situation you are getting into before agreeing to anything. Many companies will offer no win no fee services for injury compensation cases meaning you are at less risk in case things don’t go how you planned.

This is only meant to be a rough guide to the world of accident compensation, so make sure you to plenty of reading and research before starting any legal proceedings and please contact a qualified injury lawyer.

How Does “No Win No Fee” Actually Work?

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court case

I have heard the term “no win no fee” used for many years but never fully understood how it works. As part of this post I have looked into “no win no fee” and some of the procedures involved. If you are considering a “no win no fee case”, I recommend contacting a qualified accident solicitor.

So how does it actually work? Well one of the main principles of English law is that the loser of a case pays not only their legal costs but also the costs of the winner. So in a NWNF situation, the solicitor will agree to not charge the client anything unless the case is won. So if you instruct the legal firm on a NWNF case, then the risk you take is limited to the costs form the other side plus court costs. But the recommended way to help protect against this is to take out insurance to cover these costs.

Taking up a NWNF service with insurance means that your solicitor will take the biggest financial risk, but the solicitor will usually charge a success fee. Court cases only usually happen when both parties feel they can win and the level of risk involved will determine the solicitor’s success fee. If the success fee is reasonable, then the court will make the loser pay it as part of the settlement.

There are two types of legal insurance you can take out to cover yourself for court costs. One is after the event or ATE and the second is before the event or BTE. ATE is something you take out after an event has happened and you know you need to go to court, this insurance will cover your costs and the other sides if you lost. BTE is insurance that people will get bundled in with things such as house insurance.

For more information on no win no fee accident compensation claims, visit Claims for you.

More Personal Injury Myths

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Here is the follow up post to my article about 5 personal injury myths which is posted here, this articles aims to clear up a few myths that people currently believe when making injury claims and accident claims.

accident claim

Myth Six – Compensation culture means people will claim for anything.

There is a huge myth that there is a growing compensation culture in Britain and people will now try and claim for anything and everything even if it is morally dubious. Once again this is just hear say, according to Which. They state “levels of compensation have not risen dramatically since 1989″.

These results show that legal professionals have stuck to accepting the same amount of cases to take up. This does not mean that people aren’t asking lawyers to represent them for ridiculous claims, but more that lawyers are rightfully turning them down.

Myth Seven – Making a claim against your boss will get you sacked.

One thing that’s seems to stop some people making a personal injury claim against their employer is the fear of being sacked afterwards. If any employer did sack you after making a claim, then this would be just cause for unfair dismissal, most employers wouldn’t be stupid enough to do this. The law protects employees who are in these situations although you do need to have been with the job for a year or more.

Myth Eight – You shouldn’t receive treatment during a claim.

These days insurers look at the accident claim process in a proactive manner and might even help arrange treatment for the injured person. The most common situation would be arranging for physiotherapy for a whiplash victim once the liability was established.

Myth Nine – The law looks out for big companies, there’s no way I will win.

The truth is actually the opposite of the myth. Laws in the UK are some of the best in the world for looking after individuals. The public are well looked after with health and safety laws governing road safety and vehicle usage, the UK also benefits from free legal advice.

Again please contact a legal professional before making a claim.

The Price Of Injury And Illness For Residents Of The UK

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One in eight British residents has apparently lost out on wages due to time off work from illness or injury, with an average loss of £5,320 per person being reported. From these statistics, we can reveal that 34% of people missed more than a week from work due to illness and injury, 58% had to have more than a month off and 17% ended up missing more than a year.

A large number of these employees who had to have time off will have lost out on a fair bit of money, but the research shows that only 8% had insurance that covered their losses. One person in nine that lost money through injury or illness, lost over £5,000 and one in twenty lost more than £40,000. This means that your solution is to take out an insurance policy or if you suffered an accident at work, you should look into making an accident compensation claim. Most people would probably think that the government would be able to help them out, but help from the state is unlikely to make up for a large drop in income. Incapacity benefit is set at £78.50 per week for people on long term sick leave.

Most people don’t think of the implications of what would happen if they had to take time off work due to long term sickness or an injury from work. Around 23% of people when asked, said they would borrow money from family or friends, 11% said they would borrow from the bank, 5% of the people asked said they would postpone any big bills like mortgage and only 8% said they currently had insurance to cover them in such a situation.

Obviously your employers have no responsibility if you develop a serious illness and have to leave work, but they are very much responsible if you suffer an injury from an accident caused by negligence. There are plenty of no win no fee companies that can help you recover costs from an accident in the workplace.

Please always contact a qualified injury lawyer when considering making a claim.