Author Archives: Alex

Costs Covered by Accident Compensation

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Accident compensation can often be for huge amounts of money. The cases that are reported in the national media will frequently give figures in the millions. This creates a rather misleading impression of accident compensation as the vast majority of payouts are for much small amounts, frequently not breaking £10,000. The reason that accident claims can be settled for such large amounts in the first place is because of the range of things that they cover.

At the lower end of the spectrum for compensation payouts you might have an accident that resulted from a small trip or slip in an area that was somebody’s responsibility to look after, such as a supermarket. The injuries received might not be incredibly damaging, but may necessitate a trip to hospital and a small amount of time off work. In situations like this the victim will be remunerated for the wages they lost whilst not working, as well as receiving compensation for the pain and suffering they had to endure.

As injuries become more serious, longer periods of time may be taken off work and the victim may have suffered more, so greater amounts of compensation are required to deal with this.

Further up the ladder, permanent injuries become a real issue. If an accident results in an injury that is going to affect you for the rest of your life then you could be looking at a number of things that will factor into your compensation. The most common is if the injury affects your ability to work. If you are unable to work as much as you could before the accident then your pay will suffer as a result, so compensation has to take this into account.

You may also require care for the rest of your life. This, understandably, is very expensive. Compensation will cover the costs of this care for your entire life, guaranteeing you access to the services you need.

What Do I Need With Accident Compensation?

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If you’ve been involved in an accident that wasn’t your fault then it can be very easy to simply be glad that it wasn’t worse.

What you might not have considered is how much the injury has actually affected your life. Whilst you might not feel you need compensation for the pain you went through, what about for any wages lost after your injury? If you were unable to work then you’ve lost out on money you would have legitimately earnt, all because of the actions (or inaction) of somebody else. Accident compensation will cover this.

You may have incurred extra costs for transport due to being unable to drive with your injury, or you might have ended up out of pocket because of any medical costs that you had to pay or contribute to. All of these things are costs that have put you out of pocket through no fault of your own and you deserve that money back.

The way to do this in most cases is by getting in touch with some expert accident solicitors and finding out all about accident claims and how to go about pursuing one. If there is an out of court settlement or the accident claim is settled in your favour when it goes to court then you can find yourself reimbursed for all your expenses. You won’t even have to pay the legal fees, as these will be paid for by the defence under ‘Win, No Fee’ legislation.

Why You Should Make An Accident Claim

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If you’ve been involved in an accident that wasn’t your fault then you’ll know how frustrating it is to know that all of the pain and suffering you’re going through is due to the actions of somebody else. It can feel as if there’s no course of action you can take to seek justice and whatever you do, that person will never be held accountable for what they did.

That, however, is not correct. By pursuing an accident claim you can seek accident compensation for the injuries that you have suffered. The amount of compensation that you receive will be based on the severity of your injuries and how much compensation was given out to claimants in similar situations. The person responsible for the accident, or any insurance company they might be with, will be forced to pay you this remuneration.

It’s not just the immediate suffering that is taken into account though. Any extra costs that you’ve incurred as a result of your injury will also be considered when deciding on the final amount you’ll receive. Money you’ve paid to repair damages to any of your property will be included, as will the costs of any adjustments you’ve had to make to your house or vehicle to allow you to continue living there comfortably, such as stair lifts or wheelchair access.

Any wages or pay you would have earnt whilst incapacitated can also be included in a compensation claim, as it is money you would have received had the defendant not caused you to have an accident.

What do the Time Limits on Personal Injury Claims Mean to You?

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An accident claim can be a way to get compensation for an injury caused to a victim when it was not their fault. It is important for the victim to act as soon as possible, as there is a time limitation on how long after the accident any claim can be made.

The standard time limitation for accident claims is three years, which means that if court action does not commence within this time period then the victim of an accident is prevented from claiming the compensation that could rightfully be theirs.

There can be exceptions to the three-year time limit on injury claims, depending on the nature of the injury and the circumstances of the victim. The rules regarding these exceptions can be complex though, so it is vital that if you are involved in accident and would like to pursue a no win no fee accident claim then you should get in touch with a legal firm as soon as possible.

Getting expert legal advice after an accident is essential if you are to stand a chance of getting compensation. The money awarded to victims of accidents can help pay for a range of things, such as expenses for loss of earnings and for medical care.

Compensation is money that victims have a right to and are entitled to claim for, so they can use the financial compensation for a range of expenses. It’s important to remember the three-year time limit on making injury claims through a solicitor.

Personal Injury Compensation in the UK

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In this short article we shall take a look at the necessary steps needed to pursue a personal injury claim in Britain, in clear and concise language.

1. Find an accident solicitor. A quick browse around the Internet will uncover a wide range of firms offering to take on personal injury claims. Be sure to find one that works on a no win no fee basis and provides you with 100% of the compensation you are awarded.

2. When narrowing your selection of potential personal injury lawyers, also look for one that is well established with a history of success. It’s worth trying to find one that offers a cash advance upon approval of your claim.

3. Once you have found a suitable firm to take on your claim, they will arrange a meeting with you to assess the claim. This involves little more than simply answering questions regarding the nature of your injuries and the circumstances of the accident.

4. If the solicitor deems it necessary for your case, you will be given an appointment to be independently examined by a medical professional.

5. The solicitor will work with you to draw up a ‘schedule of losses’ detailing any financial losses you have suffered as a result of the accident. This is then sent to your employer or other party at fault in the accident.

6. If the other party accepts responsibility for the accident then your solicitor will then negotiate to determine how much compensation you will receive. Occasionally the claim proceeds to the courts, but even then under the no win no fee system there are no fees to pay, even if you lose.